AspireInvest is a direct investment platform designed for sophisticated, accredited, and institutional investors to invest exclusively in loans originated through Aspire Capital.

Aspire Capital is the fastest and simplest way for small businesses to get funding. By bringing together industry leading risk management and technology, Aspire Capital has changed the way small businesses access finance, disrupting the traditional model of banking.

Headquartered in Singapore and backed by leading venture capital firms and private investors, Aspire was founded by former Lazada (Alibaba Group) executives to solve the issues of cash management in a region that houses 78 Million Small Medium Enterprises (SMEs).

Aspire is the trade name of Aspire Financial Technologies Pte. Ltd. and Aspire Capital Ltd, both companies are fully owned subsidiaries of Aspire Financial Technologies Holdings Inc., a Delaware (US) Corporation.

The Aspire Direct Credit Fund is registered with the Cayman Islands Monetary Authority.

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Our objective is to provide investors with an alternative asset class that is convenient, competitive in return, and with a low lock-in period.

Our investment approach

We were intentional in designing a pure performance fee structure without management fees, to highlight our alignment with our investors and our commitment to perform.

Our fees

Your Investment By The Numbers

1 - 6

Typical loan tenure period


Historical average return on our moderate portfolio


Invested across our full spectrum of micro-cap debt