Our Approach

Direct lending is a form of corporate debt provision in which lenders other than banks make loans to companies without intermediaries such as an investment bank, a broker or a private equity firm. In direct lending, the borrowers are usually smaller or mid-sized companies, also called Small and Medium Enterprises (SMEs), rather than large listed companies, and the lenders tend to be wealthy individuals or asset management firms.

Direct lending is a fast growing area of finance due to its high yield opportunity. Direct-lending funds have returned 20.3% over the past year, according to data provider Preqin, and about 13% on average over the past three and five years (source: Barron’s).

By linking borrowers directly with investors without a banking intermediary, Aspire Capital is able to deliver a faster, more efficient service to customers, at a fraction of the cost while still operating at high yields. As a result of disintermediation, there are less fees inccured by investors.

invest in direct p2p lending singapore southeast-asia
invest in direct p2p lending singapore southeast-asia

The Aspire Direct Credit Fund invests exclusively in SouthEast Asian micro-cap loans originated through Aspire Capital.
Investment Highlights
  • Direct:

    By connecting investors directly with borrowers, the disintermediation of traditional funding structures allows us to deliver attractive returns with lower fees.

  • Diversified:

    Your investment is spread across our vast portfolio of micro loans, industries and geographies.

  • Aligned:

    Our fee structure is purely performance based, aligning us with our investors in our commitment to perform.

Key Benefits
  • Convenient: 100% Online investment process
  • Competitive: 10 - 15% projected returns p.a.
  • Low Lock-In Period: 1 - 6 months
invest in direct p2p lending singapore southeast-asia

Your Investment By The Numbers

1 - 6
MONTHS

Typical loan tenure period

14.8%
RETURNS P.A.

Historical average return on our moderate portfolio

$25K
USD MINIMUM

Invested across our full spectrum of micro-cap debt